Glass is both half full and half empty

first_img by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesMoneyPailShe Was An Actress, Now She Works In ScottsdaleMoneyPailDrivepedia20 Of The Most Underrated Vintage CarsDrivepediaFoundation Repair | Search AdsThe Prices For Foundation Repair Services In Scottsdale Can Surprise YouFoundation Repair | Search AdsHuusk JapanJapan’s Sharpest Custom Kitchen Knife Takes US By StormHuusk JapanAmolatinaChat, Meet & Date Latin Singles OnlineAmolatinaFoods To Improve Immunity | Search AdsFoods For Boosting Immunity – You May Wish You Knew About Earlier (Read More)Foods To Improve Immunity | Search Ads Glass is both half full and half empty Share GLASSES can either be half full – or they can be half empty, depending on one’s temperament: optimist or pessimist. But when it comes to economic conditions, and prospects for investments, jobs, incomes and growth, there is enough material to make both sides happy. My own take is moderate medium-term optimism, combined with longer-term pessimism. Another debt and macroeconomic crisis is brewing, but there are also plenty of good things going on in the world. Let’s first look on the bright side. Surveys show that G7 economic activity in the coming months will be strong. It remains to be seen how much the UK rebounded in the first-quarter, but growth is back, despite falling take-home pay and retail sales. The global economy remains solid, despite a slowdown in China, the Eurozone’s woes, the geopolitical crisis in North Africa and the Middle East and Japan’s nuclear catastrophe. American credit constraints are easing, with banks increasingly able to lend, as Ian Harwood, an advocate of the bullish case at Evolution Securities, points out. This is documented by Fed loan officers’ surveys, PayPal small business lending data and the monthly NFIB survey (now at its highest since the start of 2008). In the US, payrolls growth has firmed (despite a setback yesterday), unemployment has begun to dip and there is less talk of a jobless recovery (though there is still a huge way to go and millions fewer jobs than there once were). In Britain, the private sector is creating far more jobs than are being cut by the state. March’s UK composite purchasing managers index showed the strongest jobs growth since October 2007. Companies are generating cash and profits. Business investment and employment are rising. Margins are being squeezed by commodity and oil prices, but earnings and revenues are still growing.So much for the bullish case. There is also plenty of depressing news. In the UK, inflation remains too high, which is cutting wages, consumer spending and hitting the public finances. Voters seem unaware that interest rates will eventually have to rise as monetary policy is normalised. The sovereign debt crisis in the Eurozone’s periphery is intensifying – and while Barack Obama is finally trying to cut the massive US budget deficit, neither he nor the Republicans seem really serious about acting. Eventually – perhaps in ten years’ time – the US will either have to act or face a crisis that will make the sub-prime debacle look like a walk in the park. Closer to home, three-year yields on Greek debt hit a monstrous 18 per cent yesterday. Greece will eventually have to default on part of its debt. But the fact that this could happen before new European procedures are in place in 2013 means that there will be no mechanism for a forced restructuring. It would have to be “voluntary”, which will be interesting. Last but not least, China’s forex reserves soared 24 per cent over the past year to $3.04 trillion, with the cash recycled into securities, pushing down yields on US and other government debt and stoking future bubbles. This very process was one of the key drivers of the boom and bust – yet nothing has changed. The reserves will come in handy when Beijing eventually sorts out the Chinese banking system, which is nursing lots of bad debt – but in the meantime the much-needed repricing of credit and risk is not taking place. Have a great weekend. [email protected] me on Twitter: @allisterheath KCS-content Show Comments ▼center_img whatsapp Thursday 14 April 2011 9:31 pm More From Our Partners Russell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comLA news reporter doesn’t seem to recognize actor Mark Currythegrio.comA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comFans call out hypocrisy as Tebow returns to NFL while Kaepernick is still outthegrio.comBrave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgColin Kaepernick to publish book on abolishing the policethegrio.comPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.orgPorsha Williams engaged to ex-husband of ‘RHOA’ co-star Falynn Guobadiathegrio.comInside Ashton Kutcher and Mila Kunis’ not-so-average farmhouse estatenypost.comMan on bail for murder arrested after pet tiger escapes Houston homethegrio.comMatt Gaetz swindled by ‘malicious actors’ in $155K boat sale boondogglenypost.comKansas coach fired for using N-word toward Black playerthegrio.comMark Eaton, former NBA All-Star, dead at 64nypost.comFort Bragg soldier accused of killing another servicewoman over exthegrio.comFlorida woman allegedly crashes children’s birthday party, rapes teennypost.com980-foot skyscraper sways in China, prompting panic and whatsapp Tags: NULLlast_img read more

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Local Job Connection Services shares 6 effective ways to network for…

first_img Save my name, email, and website in this browser for the next time I comment. Support conservation and fish with NEW Florida specialty license plate By Jennifer RobertsonWhen was the last time you went out with your coworkers for lunch? Had a breakfast meeting with your team at your favorite spot? Or attended a training seminar that wasn’t virtual?Social events are in short supply these days, but maintaining a social network is still essential – especially as millions of Americans are looking for work. Who you know is a very large part of the job search, so it’s not a stretch to say that networking can be the single most important skill in your repertoire.Most people associate the word “networking” with office parties, meetings over coffee, and professional mixers. But that’s not the whole picture. Any time you have a positive, productive interaction with someone you know (good news!) you are networking. When you chat with your cousin, sign up for your neighborhood committee, or even participate in a Zoom call with your church group, you’re forming relationships that can impact your career.Social distancing can make it harder to stay in touch with friends and family – let alone former classmates and colleagues. But it’s worth it to be proactive. By making yourself available and staying in contact, you can create and strengthen relationships that will last long after the pandemic ends.Here are six ways to get started:Review your digital footprint. A huge amount of our communication takes place online, so make sure your social media profile, posts, emails, texts, and photos reflect polish and professionalism. If an acquaintance saw your social media feed, would they recommend you to an employer? Do you proofread your emails and texts? Do you have an up-to-date resume and job history on LinkedIn?Seek new opportunities. There are still plenty of ways to stay engaged, but you won’t find them unless you look. Tune into online seminars, professional panels and virtual meet-and-greets. Invite your contacts for a happy hour or coffee over Zoom. If you’re looking for work, be open about it – and be ready to give a brief summary of your experience, skills and career. You never know who might be able to open the door to your next position.Show you care. Show that you care about your network as friends, not just as contacts. When you meet someone new, remember their name and use it. Call or message your acquaintances to ask how they’re doing. Especially now, gestures of care and concern can leave a big impression.Be professional. Not every networking opportunity is as formal as an interview, but the way you present yourself will influence how people view you. Dress a step above the dress code. (Yes, even on Zoom.) Speak clearly and confidently. Smile. Be punctual. If you’ve scheduled a meeting with someone in your network, come prepared to talk about their business or industry.Follow up. Be sure to follow up no later than 24 hours after a meeting – whether you send a letter, an email, or a sincere LinkedIn message. Thank your contact for their valuable time and let them know how much you appreciate their help.Make it a habit. Too often, people think of networking as something you do when you’re looking for a job. In reality, the best time to cultivate your network is when you least need it. That way, if you do end up in the job market, you’ll have a strong support system at the ready.Searching for a job can be difficult at the best of times, let alone during a pandemic and when competition is high due to unemployment rates. But you don’t have to do it alone. You can access free, one-on-one virtual help with a job connection team member at Goodwill for assistance with career counseling, resume help, interview practice and more. During COVID-19, you can also tune in to virtual professional development seminars on a variety of topics – including tips for identifying and expanding your network. A full list of webinars and dates can be found at Robertson is a job connection services virtual team member with Goodwill Industries of Central Florida. She can be reached at [email protected], or by calling (407) 235-1541. You have entered an incorrect email address! Please enter your email address here LEAVE A REPLY Cancel reply Photo by Andrew Neel on Unsplash Share on Facebook Tweet on Twittercenter_img Please enter your name here Please enter your comment! The Anatomy of Fear Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 TAGSGoodwill of Central FloridaJob Connection ServicesJobsNetworkingNew Normaltips Previous articleApopka gardeners can celebrate Plant of the Month: Tomatillos and Husk TomatoesNext articleFlorida airports will continue to struggle until ban on international travel lifted Denise Connell RELATED ARTICLESMORE FROM AUTHORlast_img read more

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Midwest Retreat / BNIM

first_img Year:  ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Houses United States Architects: BNIM Year Completion year of this architecture project 2010 CopyAbout this officeBNIMOfficeFollowProductWood#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesRefurbishmentCultural CenterSustainabilityCulturalMixed UseUnited StatesPublished on February 18, 2011Cite: “Midwest Retreat / BNIM” 18 Feb 2011. ArchDaily. Accessed 12 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogFaucetshansgroheKitchen MixersGlass3MGlass Finish – FASARA™ GeometricPartitionsSkyfoldVertically Folding Operable Walls – Classic™ SeriesPlumbingSanifloMacerator – Saniaccess®3WoodBruagAcoustic Panels with LEDMetallicsSculptformClick-on Battens in Ivanhoe ApartmentsSkylightsVELUX CommercialLonglight 5-30° – Modular SkylightsTiles / Mosaic / GresiteLove TilesPorcelain Tiles – SplashAluminium CompositesMetawellAluminum Panels for Interior DesignMetal PanelsRHEINZINKPanel Systems – Horizontal PanelEducationalLamitechChalk boardCarpetsCarpet ConceptCarpet – Eco IquMore products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Photographs:  Assassi ProductionsText description provided by the architects. Designed by BNIM, the 2011 AIA National Architecture Firm, the Midwest Retreat is located in rural Iowa.  The retreat was designed as a venue for both social and business gatherings. Because of this dual use, the programmatic relationships and requirements depart in subtle but important ways from that of a typical residence. Save this picture!© Assassi ProductionsThe retreat is located on a bucolic 700-acre site in the rolling hills of rural Iowa. When originally purchased, the property contained a mix of prairie, woodland and former farmland. With assistance from the Iowa Department of Natural Resources, the owner has restored much of the fallow farmland and non-native woodlands back to its native prairie ecology. Save this picture!© Assassi ProductionsThe building is approached from the south, by way of an existing gravel drive that traverses this prairie and woodland habitat. The retreat is sited in an existing clearing, and is surrounded by restored prairie that is allowed to grow up to the building’s perimeter. With its siting in this clearing, as well as its form and materiality, the building echoes the agrarian typologies of the region. The building is elongated in an east/west direction in order to maximize daylight control and to highlight views of the pond to the east and the lone tree to the west. Save this picture!© Assassi ProductionsThe functional part clearly separates the social spaces in the continuously-gabled wood volume above from the support spaces in the concrete box below. In addition to creating a clear separation of support and social spaces, locating primary gathering areas on the second floor provides access to views and increased opportunity for natural ventilation. At the functional heart of this second floor space is a large, flexible open area bordered by three fixed functional elements: a low kitchen, a large hearth and an antique bar previously acquired by the client. These key components provide definition to the space and support its range of social activities. The single bathroom on the upper level is configured in such away to allow for a high degree of openness for less private functions such as handwashing, while still allowing for enclosure of the more private elements. Each of the two guest rooms at the west end are designed so that they may serve as a sleeping area, office space or exercise room, and as such their openness is also heightened. Save this picture!© Assassi ProductionsIn addition to proper orientation, the project uses a number of other strategies to reduce its environmental impact. It is heated and cooled by a geothermal system, and the mechanical system is zoned to allow independent conditioning of the caretaker’s unit. Closed-cell spray foam insulation in the building envelope reduces infiltration and the need for an additional vapor barrier. Operable windows and ceiling fans promote natural ventilation. Eight-foot overhangs are employed at both ends to shade the low-e glass. Reclaimed wood is used for interior and exterior cladding, and its natural preservatives ensure that exterior finish products are not required. No finish was used on this same wood at the interior walls and ceiling. Save this picture!© Assassi ProductionsBecause the retreat will be used intermittently, low-maintenance solutions are important. Instead of gutters, water drains directly off the roof into a French drain that runs continuously around the building’s perimeter. At the east and west ends, water flows between deck boards, through drainage slots, and down the canted concrete walls. Mechanical inlets and outlets are protected from the weather, concealed at the top of the concrete wall behind the extension of the wood rain screen. The concrete base, naturally-preserved wood cladding, extruded aluminum windows and metal roof all contribute to this long-life, low-maintenance strategy. Save this picture!© Assassi ProductionsThe building is organized to achieve maximum efficiency and minimum waste. The gable is a continuous array of scissor trusses from east to west. Walls are framed with eight-foot studs that did not require cutting. Standard reusable concrete formwork establishes the two-foot module of the building. The wood cladding is coordinated with this two foot module inside and out; by employing a reverse board and batten strategy, the cladding adheres to an 8” module while allowing for the use of standard 7 ¼” boards. Space is enclosed and defined as minimally as possible, while still providing necessary programmatic separation.Save this picture!© Assassi ProductionsProject gallerySee allShow lessPhilips Livable Cities Award FinalistsArticlesAD Round Up: Best from Flickr Part XXXIVArticles Share Save this picture!© Assassi Productions+ 12 Sharecenter_img Midwest Retreat / BNIM ArchDaily CopyHouses, Refurbishment•United States Photographs Projects Midwest Retreat / BNIMSave this projectSaveMidwest Retreat / BNIM “COPY” “COPY”last_img read more

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Beatings still method preferred by local officials for silencing journalists

first_img April 28, 2021 Find out more News TurkeyEurope – Central Asia RSF_en Receive email alerts Two physical attacks on journalists in the past month and two ongoing trials have again highlighted the aversion that local authorities in Turkey display towards reporters who try to cover local government corruption.“Local officials in Turkey do not hesitate to beat up journalists who criticise them,” Reporters Without Borders said. “These frequent beatings are unacceptable. We call on the central government to monitor local officials and politicians more closely and to crack down on those who indulge in such behaviour.”The press freedom organisation added: “There should be an investigation into each case of physical violence against a journalist followed by an exemplary trial with the aim of discouraging those who might otherwise continue to attack free expression.”Journalist Haci Bogatekin, the owner of the fortnightly Gerger Kirat, was injured and his camera was broken when he was attacked on 28 July while covering a fire in the village of Budakli at a site used as waste dump by the nearby municipality of Gerger, in the southeastern province of Adiyaman. Bogatekin said he was attacked by Ilhan Karatekin, the mayor’s brother, and four other Gerger municipal employees. Karatekin, who has been arrested, reportedly told Bogatekin during the attack that he and his brother were the masters of Gerger and no one could oppose them. Bogatekin had reported in his newspaper that the Gerger city hall was not paying its employees.This is not the first time that Bogatekin, 58, has been targeted by local officials. He spent several months in detention last year for criticising the regional authorities and for questioning the impartiality of the prosecutor in charge of his case.His son, Özgür Bogatekin, was sentenced on 13 May to 14_ months in prison for a similar reason. In an article posted on the website, he had criticised the prosecutor’s failure to attend a hearing on 30 June 2008 at which it was decided that his father should remain in detention.The latest hearing in the trial of four people accused of attacking and beating up journalist Diya Yarayan was held on 16 July in the southeastern city of Siirt. The court decided to keep the four alleged assailants in custody but it is refusing to investigate the person that Yarayan says instigated the attack, regional social services chief Hifzullah Canpolat. The next hearing has been scheduled for 13 August. The owner of Siirt Birlik, a local newspaper that has long been in great financial difficulty, Yarayan had to be hospitalised after the attack, which took place on 17 February. He had received several threatening letters prior to the attack.The other journalist to be physically attacked in the past month was Durmus Tuna, the owner Söke Gerçek, a local daily based in the southwestern district Söke. Tuna’s arm was broken when he was assaulted by a group of men in front of his eight-year-old daughter on 7 July. Six people are currently being held.After the attack, Tuna said he had been getting constant telephone threats for three months in connection with his investigations into municipal fraud and that Söke mayor Necdet Özekmekçi had personally threatened him and his family with physical violence on 29 June.Turkey is ranked 103rd out of 173 countries in the Reporters Without Borders press freedom index. Human rights groups warns European leaders before Turkey summit Help by sharing this information April 2, 2021 Find out more August 5, 2009 – Updated on January 20, 2016 Beatings still method preferred by local officials for silencing journalists Follow the news on Turkeycenter_img April 2, 2021 Find out more Turkey’s never-ending judicial persecution of former newspaper editor News Journalists threatened with imprisonment under Turkey’s terrorism law Organisation to go further TurkeyEurope – Central Asia News Newslast_img read more

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Man Convicted of Kidnapping Elderly Woman During Home Robbery in South Pasadena

first_imgPublic Safety Man Convicted of Kidnapping Elderly Woman During Home Robbery in South Pasadena Published on Thursday, May 5, 2016 | 2:15 pm Herbeauty8 Easy Exotic Meals Anyone Can MakeHerbeautyHerbeautyHerbeautyFinding The Right Type Of Workout For You According AstrologyHerbeautyHerbeautyHerbeautyWant To Seriously Cut On Sugar? You Need To Know A Few TricksHerbeautyHerbeautyHerbeauty5 Things To Avoid If You Want To Have Whiter TeethHerbeautyHerbeautyHerbeautyCostume That Makes Actresses Beneath Practically UnrecognizableHerbeautyHerbeautyHerbeauty10 Most Influential Women In HistoryHerbeautyHerbeauty Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena A 53-year-old man was convicted late Wednesday of kidnapping and robbing a 79-year-old woman, and burglarizing the home of another elderly woman, the Los Angeles County District Attorney’s Office announced.The jury deliberated for a day before finding Alonzo Bernard Johnson guilty of three felony counts in case GA087078: first-degree residential robbery, kidnapping to commit robbery and first-degree burglary, person present.Jurors also found true a special allegation that the defendant personally used a deadly and dangerous weapon, a knife, during the commission of the crime. Additionally, jurors found true that Johnson inflicted great bodily injury on an elderly victim.The defendant is scheduled to be sentenced June 17 in Department 1 at the Los Angeles County Superior Court, Alhambra Branch. Johnson faces a possible maximum sentence of life in state prison.Deputy District Attorney Presciliano Duran, who prosecuted the case, said on Aug. 6, 2012, Johnson entered a South Pasadena home and accosted the 79-year-old homeowner in her kitchen where he broke her nose.Johnson demanded money from the victim in her kitchen and then pulled her to the bedroom while using a knife, where he forced her to lay face down on her bed and attempted to tie her up with an electrical cord.Johnson repeatedly demanded that the victim give him jewelry as he continuously punched her in the head and face while threatening to kill her. The victim suffered brain bleed and a ruptured ear drum from the assault.As the homeowner struggled with Johnson on her bed, her two grandchildren, ages 8 and 12, entered the house and she told them to get help. At that point, Johnson grabbed the jewelry and fled the home, the prosecutor said.Soon after the incident, Johnson was located and arrested in connection with kidnapping and robbery.During the investigation, authorities linked Johnson through fingerprints and DNA to a Pasadena home burglary on June 22, 2012, where another 79-year-old woman walked into her bedroom and found the defendant stealing her jewelry before he fled her home.The case was investigated by the South Pasadena Police Department. Business News Community News 3 recommended0 commentsShareShareTweetSharePin it Name (required)  Mail (required) (not be published)  Website  Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDScenter_img Community News First Heatwave Expected Next Week More Cool Stuff Make a comment faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPasadena Public WorksPasadena Water and PowerPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Subscribe Top of the News Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Your email address will not be published. Required fields are marked *last_img read more

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LGSTX Services Wins U.S. Postal Service Contract For Orlando Sort Center

first_img WhatsApp TAGS  By Digital AIM Web Support – February 8, 2021 Facebook Pinterest Twitter Local NewsBusiness Twittercenter_img WILMINGTON, Ohio–(BUSINESS WIRE)–Feb 8, 2021– Air Transport Services Group, Inc. (NASDAQ:ATSG) said today that its subsidiary, LGSTX Services, Inc., was recently awarded a five-year contract with the U.S. Postal Service to install and operate a Surface Transfer Center (STC) in Orlando, Fla., where postal products are sorted and consolidated for further distribution. LGSTX Services has hired approximately 150 full-time employees at the center, with further hiring possible as product volumes increase. The company manages a similar facility for the Postal Service in Aurora, Ill., and has managed several others over the last two decades. “To be awarded this contract for a second STC is a testament to the level of service the LGSTX team has provided,” said Jim Pradetto, president of LGSTX Services. “Our extensive history of managing these centers for the Postal Service gives us a unique advantage in understanding and anticipating their needs, allowing us to continually deliver the speed and operational support they require.” About LGSTX Services, Inc. LGSTX Services specializes in providing material handling equipment and conveyor services, facility maintenance services, aviation ground support equipment services, and distribution services to customers in more than 400 locations worldwide. LGSTX Services offers value driven, high quality solutions to a broad range of corporate clients including commercial businesses, airports, and airlines across the United States. LGSTX Services is a wholly owned subsidiary of Air Transport Services Group, Inc. For more information, please see About Air Transport Services Group, Inc. ATSG is a leading provider of aircraft leasing and air cargo transportation and related services to domestic and foreign air carriers and other companies that outsource their air cargo lift requirements. ATSG, through its leasing and airline subsidiaries, is the world’s largest owner and operator of converted Boeing 767 freighter aircraft. Through its principal subsidiaries, including three airlines with separate and distinct U.S. FAA Part 121 Air Carrier certificates, ATSG provides aircraft leasing, air cargo lift, passenger ACMI and charter services, aircraft maintenance services and airport ground services. ATSG’s subsidiaries include ABX Air, Inc.; Airborne Global Solutions, Inc.; Airborne Maintenance and Engineering Services, Inc., including its subsidiary, Pemco World Air Services, Inc.; Air Transport International, Inc.; Cargo Aircraft Management, Inc.; and Omni Air International, LLC. For more information, please see View source version on CONTACT: Quint O. Turner ATSG Inc. Chief Financial Officer 937-382-5591 KEYWORD: UNITED STATES NORTH AMERICA FLORIDA OHIO INDUSTRY KEYWORD: TRANSPORT AIR SOURCE: Air Transport Services Group, Inc. Copyright Business Wire 2021. PUB: 02/08/2021 10:00 AM/DISC: 02/08/2021 10:01 AM LGSTX Services Wins U.S. Postal Service Contract For Orlando Sort Center Facebook WhatsApp Pinterest Previous articleCohesity Channel Leader Mike Houghton Recognized as 2021 CRN® Channel ChiefNext articleErika Shugart Selected as New Executive Director of the National Science Teaching Association Digital AIM Web Supportlast_img read more

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Analyzing Mortgage Delinquency Performance

first_img The Best Markets For Residential Property Investors 2 days ago  Print This Post About Author: Donna Joseph Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Declining unemployment rates and rising home prices have helped reduce delinquency rates, according to Archana Pradhan, Senior Professional, Economist at CoreLogic. In her blog titled “Mortgage Delinquency Rates for All Loan Types Continue to Fall”, Pradhan indicated that the serious delinquency rate for September 2018 was 1.5 percent, representing a 0.4 percentage point decline compared with September 2017. The blog based on information from the CoreLogic Performance Index revealed that the serious delinquency rates for Federal Housing Administration (FHA), U.S. Department of Veterans Affairs (VA), and conventional loans were 3.7, 1.9 and 1.1 percent as of September 2018—representing an 11-year low. CoreLogic data shows the serious delinquency rate for FHA loans is more than three times higher than the serious delinquency rate for conventional loans, partly because of the rise in FHA to conventional refinancing since 2013, Pradhan said. FHA to conventional refinances accounted for about 10 percent of all refinances in 2017 compared to 2 percent in 2012.Pradhan pointed out that a closer look reveals that today’s delinquency rates are influenced by older loans, wherein about 67 percent of the conventional loans that were seriously delinquent in September 2018 were originated between 2003 and 2009 compared to just 23 percent of seriously delinquent conventional loans originated between 2010 and 2018. About 48 percent of the FHA loans and 69 percent of VA loans that were seriously delinquent were originated between 2010 and 2018, the blog indicated.According to CoreLogic, the delinquency rates were much higher for all loan types originated between 2006 and 2008. An improvement in all types of loans recorded gradual improvement in delinquency rates were much higher for all loan types originated between 2006 and 2008. Performance of all types of loans started to improve gradually beginning with the 2009 vintage as the underwriting standards tightened and the economic recovery began mid-2009Another key finding of the report was that loans originated in 2015 and 2016 have performed the best, with the lowest 15-month delinquency rate in a decade. The affordable loans originated in the past three years have a significantly lower delinquency rate than the FHA and VA loans. In fact, the serious delinquency rate for affordable housing loans is only a little bit higher than that of conventional loans. Read the full report here. Previous: The Housing Market’s New Normal? Next: In Times of Emergency Analyzing Mortgage Delinquency Performance in Daily Dose, Featured, Market Studies, News, Servicing Share Save Tagged with: Archana Pradhan CoreLogic Delinquency Mortgage Rates Serious Delinquency Archana Pradhan CoreLogic Delinquency Mortgage Rates Serious Delinquency 2019-01-03 Donna Joseph Servicers Navigate the Post-Pandemic World 2 days ago January 3, 2019 3,537 Views center_img Donna Joseph is a Dallas-based writer who covers technology, HR best practices, and a mix of lifestyle topics. She is a seasoned PR professional with an extensive background in content creation and corporate communications. Joseph holds a B.A. in Sociology and M.A. in Mass Communication, both from the University of Bangalore, India. She is currently working on two books, both dealing with women-centric issues prevalent in oppressive as well as progressive societies. She can be reached at [email protected] Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribe Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily Home / Daily Dose / Analyzing Mortgage Delinquency Performance Related Articleslast_img read more

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Police probe Facebook page which identifies paedophiles

first_img Almost 10,000 appointments cancelled in Saolta Hospital Group this week Twitter By News Highland – September 12, 2012 RELATED ARTICLESMORE FROM AUTHOR WhatsApp Three factors driving Donegal housing market – Robinson Facebook Police probe Facebook page which identifies paedophiles Calls for maternity restrictions to be lifted at LUH News Twitter Google+center_img The P-S-N-I are monitoring a Facebook page – which claims to name and shame paedophiles in Co. Derry.Police there say they know the founder of the site, which has over 1-thousand followers.In a statement, the force says officers in the Limavady area are monitoring the page, to ensure it doesn’t  breach any legislation.It also says that  the vast majority of the content is already in the public domain because of news reporting. WhatsApp Pinterest Pinterest Google+ Guidelines for reopening of hospitality sector published Previous articleDonegal’s government reps urged to stand against health cutsNext articleDonegal Deputy slams judge for “Neanderthal men” travellers comment News Highland LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Facebook Business Matters Ep 45 – Boyd Robinson, Annette Houston & Michael Margeylast_img read more

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[Breaking] Karnataka HC Refuses To Postpone COMEDK Exam Scheduled On August 19

first_imgTop Stories[Breaking] Karnataka HC Refuses To Postpone COMEDK Exam Scheduled On August 19 Mustafa Plumber13 Aug 2020 4:40 AMShare This – xThe High Court of Karnataka on Thursday refused to postpone the COMEDK test scheduled to be conducted by Consortium of Medical, Engineering and Dental Colleges of Karnataka (COMEDK) on August 19.The Court dismissed a PIL filed by Advocate Abdulla Mannan Khan, which voiced the apprehension that conduct of the test would expose students to the risk of COVID-19.While giving a go-ahead to COMEDK,…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe High Court of Karnataka on Thursday refused to postpone the COMEDK test scheduled to be conducted by Consortium of Medical, Engineering and Dental Colleges of Karnataka (COMEDK) on August 19.The Court dismissed a PIL filed by Advocate Abdulla Mannan Khan, which voiced the apprehension that conduct of the test would expose students to the risk of COVID-19.While giving a go-ahead to COMEDK, the Court directed the authorities to take all precautions for the safe conduct of the exam.  The bench of Justices BV Nagarathna and Ravi Hosmani observed in the as follows:”At the outset we find that there is a delay in the examination being conducted. In normal times the exam would have been conducted in April-May.State Government has conducted SSLC exam and KCET. It is on that basis that COMEDK, which is a consortium of private professional colleges, has decided to conduct the exam on August 19. This court in its order of July 29 has also taken note of SOP that was made available for the conduct of said exams (KCET) and thereafter rejected the interim prayer to stay KCET”.The Court further added :”It is no doubt that the pandemic has affected everybody not only in this country but world over. But at the same time with the passage of time Central/state govt as well as citizens have now got accustomed to carry on with life/administration etc, by taking all precautions it is in that light that we have to view the conduct of examinations for entrance test for various professional colleges or such other entrance test”.The Court recorded that COMEDK exam is being conducted across India in 342 centres for 20,000 seats and seven universities. At the beginning of the hearing, the bench of Justices BV Nagarathna and Ravi Hosmani pointed out that no student has approached the HC seeking the cancellation of the test, and asked why an advocate has filed the petition.”Why do advocates become parties. Ask the students to become petitioners and you become their Advocate”, the bench told the petitioner.The bench also pointed out that the Court has already permitted the State Government to conduct the Karnataka Common Entrance Test on July 30.”If we stay this exam the candidates will suffer”, the bench remarked.The counsel for the COMEDK submitted that exam was sought to be stayed at the instance of about ten students and that the case was not in “public interest” but was only a “publicity stunt”.  He told the bench that Tata Consultancy was conducting the exam and they are best in following all the safety guidelines. Test is only conducted for 119 professional private colleges, with 20,000 seats, he submitted.  The PIL stated that around 70,000-80,000 students will be writing the exams, and the decision to hold the test on August 19 will result in putting the students to the grave danger of COVID19. It is stated that “there is no immediate urgency to conduct the COMEDK 2020 as it will not have any effect on the students’ academic future.””India is raging with the pandemic situation of COVID 19 having cases almost 21,70,688 cumulatively with an addition of almost forty thousand cases per day,Karnataka alone having 1,78,087cases with Almost 3198 deaths and with daily addition of almost 4000 new cases”, states the petition. COMEDK has 300 Centres spread all over India, with students appearing for the examination from various States.The petitioner alleges that there were lapses in maintaining social distancing during the recently.held KCET exam. It is also pointed out that the National testing agency has already postponed the national level entrance tests like JEE, NEET, AIBE, CLAT owing to the dreadful COVID-19 prevailing in the country, “It is submitted that Article 21 of the Constitution of India ensure one’s right to life which also includes to protect one self, and also government itself if asking the individuals to stay home unless it is very important and this COMEDK is a Manufactured Event for the Student to them in a havoc”, the plea states.Subscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Storylast_img read more

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Questions still unanswered after fatal shooting of Virginia man by US Park Police

first_imgCraig Hudson for The Washington Post via Getty ImagesBy LUKE BARR, ABC News(WASHINGTON) — The United States Park Police have come under fire for their handling of protesters outside the White House, but a case in Northern Virginia could provide insight into the organization’s lack of transparency in controversial incidents, lawmakers say.Bijan Ghaisar was driving home on the George Washington Parkway just outside of Washington, D.C., to have dinner with his father in November 2017. That’s when, according to a family attorney, Ghaisar’s car was struck from behind by another car.Ghaisar had no damage to his car, so he kept driving. But the driver of the other car called police, and that is when the U.S. Park Police “aggressively” pursued Ghaisar, the family lawyer said.Video released by the Fairfax County, Virginia, Police Department shows Ghaisar driving slowly, stopping twice. On the third stop, Ghaisar attempted to go around the Park Police, and officers barricaded him in and opened fire.“At no point did Bijan Ghaisar do anything to cause these officers to believe that their lives or the lives of anybody else was in danger,” family attorney and former Department of Justice official Roy Austin told ABC News.Ghaisar was in a coma and died days later.Austin said that after the incident, “U.S. Park Police provided security to his [hospital] room and told his family and parents that he was a criminal.”In a statement to ABC News, the National Parks Service said that they have “communicated with Congress to provide updates and information as it is able without interfering in the ongoing investigations and litigation. We have no further comment.”‘Terrible treatment’Rep. Don Beyer, D-Va., told ABC News that during the first few days after the shooting there was “silence.”“There was the terrible treatment of the family when they came to see their brother and their son, who was there on life support,” Beyer said. “And they wouldn’t let them visit because somehow they were going to help him escape with three bullets in his head.”Three days after the shooting, the FBI took over the investigation — but to this day, questions about Ghaisar’s death remain.“For the last now, two and a half going on three years, the U.S. Park Police has told us very little; they told the family very little about what happened here,” Austin said. “They have largely defended these officers.”Rep. Beyer said that there was incredible frustration among the families in the Northern Virginia community.“We had a year and a half, almost two years of complete silence, and then another many, many months of silence from the Department of Justice and finally their decision that nothing could be done. So, just an incredible frustration that justice was not served and that everything was opaque the entire time,” Beyer said.Sen. Mark Warner, a Virginia Democrat, reiterated that the response from Park Police has been completely “opaque.”He is holding up an Interior Department nomination until he gets questions answered about the shooting.“We gave them and the Department of Interior warning that if I wasn’t going to get answers, I had to use this tool because Bijan’s family, who have just been crushed by the response of our government, deserve a better answer,” he explained to ABC News by phone.Fairfax County Police Chief Edwin Roessler told ABC News that he released his department’s dash-cam footage for the sake of transparency, and he encouraged the Park Police to do the same.He said he told the Park Police at the time that “as professional colleagues … they need to release that video when it’s no longer going to erode the integrity of the investigation.”“That in-car video is my property, although it was evidence,” Roessler said of the footage he released. “So the discussion then allowed communication back to me that they were not going to release the video.”At a community meeting, Acting Park Police Chief Gregory Monahan addressed the incident in December of 2019.“It’s important to note that there are additional aspects to this investigation that still need to be addressed,” Monahan said according to local reports. “There’s the potential for criminal prosecution at the county level or the state level, and there’s also — and will happen — an administrative investigation. Given that there is no determination on the criminal aspect of this incident, I have to respect the process, and I can’t comment any further at this time.”The federal investigation was closed last year and no criminal charges were brought against the officers.Fairfax County District Attorney Steve T. Descano recently requested 260 documents from the FBI pertaining to the case, but so far he has not received any of them.Descano did not respond to ABC News’ request for comment.According to the Washington Post, the Justice Department declined to allow the FBI agents involved in the case testify.Earlier this year, Ghaisar’s family sued the government and the officers involved, and the judge demanded that the government turn over the FBI file in the case.The government has asked for an extension to provide the FBI file in the civil suit, but at a hearing in March, the judge was unmoved by the government’s efforts to delay the file’s release.“I don’t recall that being the discovery process agreed to in the joint discovery plan,” Judge Ivan Davis said.According to Beyer, the Park Police didn’t release the names of the officers involved until their names came out in the discovery phase of the lawsuit.A court date is set for July to provide an update to the discovery process.Austin told ABC News that the federal government has been particularly “cruel” to Ghaisar’s family, and stressed that the government was not transparent with them.“The federal government has been embarrassing, unprofessional and truly just cruel to this family for the last two and a half years,” he said. “At no point when they were announcing their decision not to prosecute did they sit down with the family before announcing making their announcement in public.”Another incident ‘on the same track’?If the Park Police’s response to the Ghaisar case is any indication, it may be difficult to get to the bottom of what happened in Lafayette Park last week when Park Police cleared the park of protesters prior to President Donald Trump’s arrival.In an interview over the weekend, Attorney General William Barr said that the protesters in the park were not peaceful.“They were not peaceful protesters. And that’s one of the big lies that the media seems to be perpetuating at this point,” Barr said in an interview with Face the Nation.The National Parks Service, on behalf of the Park Police, referred ABC News to their statement on June 2.“The United States Park Police (USPP) is committed to the peaceful expression of First Amendment rights. However, this past weekend’s demonstrations at Lafayette Park and across the National Mall included activities that were not part of a peaceful protest, which resulted in injuries to USPP officers in the line of duty, the destruction of public property and the defacing of memorials and monuments,” Monahan said. “During four days of demonstrations, 51 members of the USPP were injured; of those, 11 were transported to the hospital and released and three were admitted.”In the statement, Park Police said that “violent protestors on H Street NW began throwing projectiles including bricks, frozen water bottles and caustic liquids. The protestors also climbed onto a historic building at the north end of Lafayette Park that was destroyed by arson days prior. Intelligence had revealed calls for violence against the police, and officers found caches of glass bottles, baseball bats and metal poles hidden along the street.”Beyer said that the lack of transparency by the Park Police in both incidents is “symptomatic of an overall disrespect for transparency.”“Somehow, the Park Police don’t feel that they are responsible to the community as a whole,” Beyer said.Roessler said that all law enforcement agencies need to come into the 21st century.A Park Police spokesman told multiple news outlets that it was a “mistake” to say that Park Police didn’t use tear gas to clear the park, only to release a statement hours later that walked it back.“United States Park Police officers and other assisting law enforcement partners did not use tear gas or OC Skat Shells to close the area at Lafayette Park in response to violent protesters,” the statement said.Warner said that the two incidents parallel one another.“It’s very troubling that this incident happens. And then you have the incident that happened last week, and there seems to be the same ‘hide the ball.’ Was there tear gas? Was there not tear gas? I don’t know,” Warner said.“It’s arrogant, over the top. But also still — the ‘hide the ball’ approach seems to be the same pattern in terms of what happened at Lafayette Park,” he added.Austin said he sees similarities in how the situations were handled.“They are a law enforcement agency that appears to operate without normal rules of engagement, without proper training and with almost zero transparency, and that’s a problem,” he said.Beyer said that the two incidents are “very much on the same track of just disrespect for public participation, public opinion.”“Other people have a right to know in a democracy what’s going on,” he said. “And we’ve never found out in the Bijan Ghaisar case and now we don’t know what led to the chain of events in Lafayette Square.”Beyer said that perhaps if there isn’t more transparency, it might be time to rethink the Park Police.“This may be the time when we think about folding the Park Police into a police department with a better reputation,” he said. “That would be an idea that still has to be vetted, but Park Service has had its own problems with misogyny and the like.” Copyright © 2020, ABC Audio. 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