Travel Diary: Cruisin’ To Niagara In A Dodge Journey

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Sponsored Content Brought To You By NY Auto GiantBehold, the spectacle of the great, rushing, gushing thaw. Snowdrifts high atop Pennsylvania and New York’s gorgeous mountain ranges have been giving way to the healing, cleansing power of rising temperatures and spring rain, baptizing the Empire State in freshness and feeding the always-thirsty Lake Erie in preparation for a long, steamy summer. Embrace the sanctifying waters that embody our changing seasons with a road trip to Niagara. Besides the breathtaking falls, this area boasts some of the most scenic treasures of the state. You owe it to yourself to hop in your favorite vehicle, fill up the tank, and ride off to the place where falling water is transformed into dazzling and sensational beauty, rejuvenating both the senses and the spirit.What could possibly be more apropos than making this Niagara Falls trek in a new Dodge Journey? This vehicle, the most affordable midsize crossover on the market, is the perfect chariot to take you safely across roads caked with sloppy mud on your way to Western New York and its reborn glory. With efficient power, serious safety and security features, state-of-the-art technology, seven models to choose from, and excellent warranty coverage, you will be in good—and good-looking—hands. No better way to travel to Niagara than in a brand new Dodge Journey from NY Auto Giant!You would be remiss if you didn’t check out the Niagara Wine Trail. Featuring a different theme each month, replete with a distinctive signature wine glass, over a dozen of the area’s wineries participate in this event where you can taste local offerings.There’s an abundance of places to stay in Niagara, but you can’t beat the views from the Marriott Niagara Falls Fallsview Hotel and Spa on the Canadian side, which seems to sit right at the edge of the immense and stunning falls themselves. Boasting a full-service spa, Starbucks, and the acclaimed Terrapin Grille Fallsview Restaurant, which features floor-to-ceiling windows framing astonishing views of the rushing waterfalls, you’d be hard-pressed to find better lodging.For down-home meals and a festive atmosphere, check out the popular Gordie Harper’s Bazaar in nearby Newfane for breakfast, lunch, or dinner. Right at the entrance, you will be greeted by bazaar treats available for purchase, such as local candies, jellies and syrups. A few steps further will bring you to the dessert case, with freshly baked turnovers, sticky buns, rugalach and cupcakes, oh my! For breakfast, order the hearty omelets with a side of potatoes. For dinner or lunch, you can’t miss the rib-sticking pot roast or the complete turkey feast. Yum yum-yum yum-yum! Just looking for a steaming cup of Joe and something light? Go no further than the Orange Cat Coffee Company, located in Lewiston. Set yourself up at an outside table (weather permitting) and take in the charm of Center Street. Try a strong cup of organic, fresh-brewed roastmaster blend, and treat yourself to a vegan cookie or muffin. They also offer an ever-changing menu of soups, wraps and salads. Click Here To Learn More About NY Auto GiantWith a full belly and caffeine running through your bloodstream, strap on your hiking boots and trek the falls themselves, with a guided hike through the gorgeous winding trails entertaining you with historical folklore as well as its majestic beauty. Could there possibly be a better way to welcome in the spring? No, no there couldn’t. Not at all.To get in your Dodge Journey and to begin your own, call Brendan Miller at Atlantic Chrysler Dodge Jeep Ram.last_img read more

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Working apart together: A pandemic response for credit unions

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Credit unions, just like many other types of businesses, recently found themselves with the need to quickly implement a work-from-home strategy for their employees. This pandemic brought social distancing requirements, which included closing offices and branch lobbies, forcing most employees to work remotely. While many were evaluating the work-from-home model, few had the systems in place to allow 70-80% of their staff, including call centers, to be completely untethered from their brick-and-mortar components.Customers or members provide the measurement of the success of any business. Since members expect an excellent level of service, credit unions face a significant business challenge. How will they cope with the current need for immediate virtualization across all stakeholders in the organization, from staff to membership service? How will credit unions maintain the level of service and financial offerings over a new virtual platform and prepare to increase that service as market conditions require further financial help in our struggling communities? How can we empower staff for productivity to decrease the interruption of “business as usual”?This is advanced mobility — shifting the traffic flow from inbound to outbound service and reaching members on their devices and empowering employees to conduct necessary work functions from their homes. With likely increases in membership needs based on future indications of higher demand for financial services (economic implications), remote capacity will be a long-term business requirement. Successful remote deployments require aligning a strategy that adheres to business continuity plans and pandemic disaster recovery efforts while moving along a roadmap across temporary to long-term initiatives. continue reading »last_img read more

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Comment: build or lose out

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Arsenal board overrule Mikel Arteta after disagreement over Ainsley Maitland-Niles

first_imgAdvertisement Comment Advertisement Arsenal board overrule Mikel Arteta after disagreement over Ainsley Maitland-Niles Maitland-Niles is valued at £20m by Arsenal (Picture: Getty)Arteta, wary to start the summer on a bad footing, accepted his board’s decision as he understands their need to balance the books.Everton and Brighton are both said to be interested in Maitland-Niles, who would ideally like to revert to his favoured position in central midfield if he leaves the club this summer.The 22-year-old is unlikely to be the only high profile name leaving the club this summer, with the Gunners putting the likes of Sead Kolasinac, Rob Holding, Henrikh Mkhitaryan, Mesut Ozil, Matteo Guendouzi, Lucas Torreira and Shkodran Mustafi in a desperate bid to raise cash. More: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man CityArsenal announced a £27m loss in March, before the coronavirus pandemic forced the Premier League into suspension.With the Gunners failing to finish in the Champions League for a fourth successive season,the club announced 55 redundancies to staff yesterday.The decision has been roudnly criticised, particularly given outcast Mesut Ozil earns £350,000-a-week and didn’t feature in a single match after the restart.Arsenal are also confident of agreeing a new £300,000-a-week deal with star striker Pierre-Emerick AUbameyang but reports claim some players will speak to the club about the redundancies. MORE: Arsenal right-back Hector Bellerin open to a new challenge as Mikel Arteta plots summer sales Ainsley Maitland-Niles is set to leave Arsenal (Picture: Getty)Ainsley Maitland-Niles is set to leave Arsenal this summer after the Gunners’ board overruled Mikel Arteta’s plea to keep the versatile youngster. The 22-year-old is a product of the club’s Hale End academy and is keen to continue his development with the Gunners, despite falling out of favour under Arteta.The Spaniard had appeared to deem Maitland-Niles surplus to requirements but the defender’s end-of-season form, where he starred in the FA Cup semi-final win against Manchester City, convinced Arteta that he had a future at the Emirates.Arteta made this point to his board but the club are under pressure to raise cash this summer and have overruled the Spaniard’s decision by putting Maitland-Niles up for sale, report the Telegraph.AdvertisementAdvertisementArteta is believed to have made the case that Maitland-Niles could prove crucial next season given Arsenal will be competing in the Europa League and he will therefore need a bigger squad to deal with the congested fixture list.ADVERTISEMENTHowever, the Gunners’ board think they can raise as much as £20m from selling the defender and they fear that his value will plummet if he stays for another 12 months. Metro Sport ReporterThursday 6 Aug 2020 8:24 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link1.1kShareslast_img read more

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PNO Media scheme credits alts, active management for investment gains

first_imgThe non-mandatory industry-wide scheme had hedged three quarters of its listed securities denominated in US and Hong Kong dollars, sterling and yen. It also fully hedged its fixed income investments in developed markets and US dollar-denominated emerging market debt. PNO Media, the Dutch pension fund for the creative sector, gained 2% last year after its alternatives holdings and allocations to European and US large cap equities outperformed.In its annual report for 2018, the €6.3bn scheme said the return exceeded its benchmark by 0.5 percentage points.However, the result was fully offset by a 2% loss incurred on its currency hedge, as the US dollar appreciated 4.8% relative to the euro.The scheme’s overall result of 0.1% was due to a 32% interest rate hedging position, PNO said. PNO Media caters for people working in the Dutch media and creative sectorsSeveral other Dutch schemes have recently revealed the negative impacts of their currency hedge positions over the course of 2018, including medical consultants’ scheme SPMS, Achmea’s company scheme, construction sector fund BpfBouw and corporate scheme Philips Pensioenfonds.Mixed equity performancePNO Media reported a 3.9% loss on its equity portfolio, but this amounted to an outperformance of 2.8 percentage points.The pension fund credited the result in particular to actively managed long-term investments in European and US large caps, which returned 2.2%.It added that the large caps portfolio had consistently outperformed its benchmark by approximately 2 percentage points since its inception in 2005.In contrast, the pension fund lost 17.6% on European small caps, in stark contrast to the allocation’s 23.4% gain in 2017.Alternatives holdings gained 14.3%, with infrastructure and non-listed real estate producing 13.4% and 13.6%, respectively.Private equity delivered 15.7%, the scheme reported, adding that the asset class had outperformed listed equity by 6.7 percentage points on average over the past 10 years.The scheme’s annual report showed that its fixed income portfolio generated a profit of 2.4%, largely due to long-duration euro-denominated government bonds, which improved by 6.1%.European investment grade credit lost 1.2%, while Dutch residential mortgages gained 1.2%.Separately, PNO Media said it had introduced a new defined contribution lifecycle plan, following its ambition to keep on growing in order to remain healthy and independent.It said its aim was for participants to purchase a pension from PNO at retirement, which would enable the scheme to invest in listed markets for longer during the accrual phase, increasing the chances of higher benefits.However, the new pension arrangements were a major contributor to an increase in pension provision costs by €70 to €306 per participant.PNO Media said it spent 71 bps on asset management and transactions combined. At June-end, the pension fund’s coverage ratio stood at 103.5%.last_img read more

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Drewry: US sanctions bump LNG shipping rates

first_imgIllustration purposes only (Image courtesy of DSME)Tight vessel supply and seasonal firmness in demand have pushed LNG shipping rates to $130,000/day from $80,000/day at the end of September. Furthermore, the upward momentum in rates is expected to be maintained in the fourth quarter of 2019 due to a reduction in the availability of vessels in the spot market, driven by several factors including US sanctions on COSCO-linked LNG vessels, a rise in LNG demand, vessels being used for floating storage and typhoons causing delays in China and Japan, the shipping consultancy Drewry said.The LNG shipping market, which had been reeling under a long spell of low charter rates in the first three quarters of 2019, finally came to life when a combination of factors worked in tandem to squeeze the vessel supply, Drewry said.First, the US sanctions on COSCO-linked LNG vessels forced charterers to find replacement vessels from the spot market, reducing the prompt availability of vessels.Moreover, the ongoing contango in LNG prices has resulted in a sudden jump in floating storage levels in Asia, further reducing the vessel supply in the market. In addition, typhoons in China and Japan have affected vessel offloading in the region.Adding fuel to the fire, high LNG inventories in Europe have caused LNG vessels to either slow steam or delay deliveries, absorbing more vessels from an already tight fleet.On 25 September 2019, the US imposed sanctions on Chinese shipping companies – COSCO Shipping Tanker (Dalian) and COSCO Shipping Tanker (Dalian) Seaman and Ship Management for allegedly transporting Iranian oil on their tankers despite the sanctions on Iran. In the same line, 12 COSCO-linked LNG carriers were also blocked from trading. The resultant reduction in vessels has triggered LNG charter rates over the last two weeks, Drewry said.Among the 12 vessels, six Arc-7 class LNG carriers (with a combined LNG-carrying capacity of 1 million cbm) under the 50-50 Yamal LNG joint venture between Teekay LNG and China LNG Shipping (50 percent owned by COSCO) were blocked. This lead to a setback to the Russian LNG exports which are dependent on the ice-breaking capability of these vessels during winter.The remaining six LNG carriers linked to COSCO were on charter with China National Offshore Oil and Gas Company (CNOOC), which is now seeking to replace the carriers on an immediate basis, which will further deplete the prompt vessel availability, causing a surge in rates.As a measure to weather the storm, Novatek’s Yamal LNG project is seeking to use Norway or Murmansk as transshipment hubs to fulfill its contractual obligations.Furthermore, ongoing weather delays caused by typhoon Hagibis in China and Japan have resulted in a Chinese-receiving terminal being shut down and causing offloading delays in Japan and limiting vessel availability.The market is facing scarcity of prompt vessels at a time when LNG trading has started to rise ahead of peak winter heating demand. Drewry expects many Asian countries to increase their LNG imports in the fourth quarter of 2019, with expectations for a colder winter this year.Increased demand expectations have also spurred forward LNG prices, leading to a rise in the use of LNG carriers as floating storage. Higher LNG forward prices have also given an incentive for LNG carriers to take longer voyages and diversions to avoid quick deliveries, further contracting vessel supply.In addition, upcoming liquefaction capacity through Elba LNG T1-5 (1.5 mtpa) in the US, Vysotsk T2 (0.6 mtpa) and Yamal LNG T4 (1.2 mtpa) in Russia will further provide an impetus to keep shipping rates high in the fourth quarter of 2019.LNG shipping rates have gradually increased on the BLNG1 Index (the Gladstone-Tokyo route) to stand at $132,900/day on October 11 from $61,100/day on September 24 (before the sanctions), up by 117 percent.In the near term, vessel availability is unlikely to increase. Therefore, Drewry projects TFDE rates for a 170,000 cbm vessel to breach the $200,000/day mark in the short term, while steam turbine rates will cross the $100,000/day mark.Overall, we expect high demand and tight vessel availability to keep shipping rates high in the range of $150,000/day – $200,000/day in the fourth quarter 2019.last_img read more

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Over 28K ‘lockdown’ babies expected in WV this year

first_imgHe added that since March, health centers saw a 50-percent drop in people using their services, mostly due to lack of public transport, limited clinical staff and reduced clinic hours. Harold Alfred Marshall, director of the Commission on Population (POPCOM) Region 6, said that over 28,000 babies are expected to be born by December this year in the region or nine months after the beginning of community quarantine.  The national lockdown started on March 16. This estimate, according to Marshall, was based on the 2010 to 2015 census of the Philippine Statistics Authority. He noted that the regular number of births in Western Visayas was 14,408 in a two-month period, citing the census. These commodities include pills, injectables, intrauterine device, and progestin subdermal implants. He said the quarantines imposed in various provinces and cities made it harder for married women of reproductive age to go to health centers where contraceptives are available. “We are looking twice the risk at 28,860 births pero these are just projections. We will see additional births kon tanan nga married couples nga na-lockdown will have unprotected sex,” Marshall said. ILOILO City – The coronavirus disease 2019 (COVID-19) pandemic will not just cause deaths in Western Visayas but will also lead to the birth of more babies.center_img “Amo ina ang estimated birth rate nga wala lockdown, ano pa gid ayhan kon may ara,” Marshall pointed out. Last March – when lockdown measures were still relatively new – POPCOM-6 urged couples to avail themselves family planning commodities at their health centers may it be a temporary, permanent, or natural modern scientific method. Apart from impeded family planning services, POPCOM-6, according to Marshall, is also looking into adolescent pregnancies and incest as contributing factors in the projected spike in the region’s population. “Possible ang family planning programs kon wala nag-untat, basi naghina kay nahadlok ang aton health providers mag-provide family planning kay may direct face-to-face contact. Ang iban nga health providers ginlain ang ila assignment; imbes nga mag-distribute sang family planning commodities, nag-distribute sang relief packs,” Marshall said. The pandemic also disrupted family planning services offered by local government units (LGUs).   Marshall, once again, appealed to couples in the region: “Indi gid kita mag-untat demand sang serbisyo particular sang family planning sa aton local government kay inyo ini sia deretso.”  He also urged LGUs to remain committed to their advocacy in ensuring uninterrupted rollout and access of reproductive rights, particularly on family planning services, despite the ongoing health crisis. “Kinahanglan padayun ang paghatag sang serbisyo sa family planning sa mga kababainhan kag kalalakinhan nga nagapangita sang sining serbisyo,” Marshall said./PNlast_img read more

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Twisters Swim Teams Place 3rd At South Dearborn

first_imgSouth Dearborn Invitational  (12-14)OA Girls Swimming-3rd  out of 8 teams with 189 points.Meet highlights:   50 Free – Meredith Maier – 2nd,  Madelyn Maier – 4th;  200 Individual Medley – Caroline Storms – 5th;  100 Fly – Erica Geers 4th;  100 Free – Meredith Maier – 4th;  500 Free – Caroline Storms – 3rd;  200 Free Relay – 4th (Meredith Maier, Erica Geers, Madelyn Maier, Caroline Storms);  100 Breast – Mikaela Fangman 2nd;  400 Free Relay – 4th (Madelyn Maier, Huntyr Rose, Elaine Welage, Mikaela Fangman).OA Boys Swimming-3rd  out of 8 teams with 139 points.Meet highlights:  200 Medley Relay – 3rd (Chris Nurrenberg, John Pelzel, Ben Wanstrath, Liam Mungcal);  100 Fly – John Pelzel 2nd; 200 Free Relay 3rd (Ben Wanstrath, Jeremy Kelnhofer, Liam Mungcal, John Pelzel);  100 Breast – John Pelzel 1st;  400 Free Relay 4th (Jeremy Kelnhofer, Chris Nurrenberg, Eric Frey, Nathan Hurm).OA Combined   Boys and Girls-2nd place with 328 points.Submitted by OA Coach Shawwn Storms.last_img read more

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John P. Neff

first_imgJohn F. Neff, 79, of Aurora, Indiana, passed away December 2, 2017 in Dillsboro, Indiana.He was born April 20, 1938 in Aurora, IN, son of the late Frank Neff and Dorothy (Bennett) Neff. John was born and raised in Aurora in the family home, where he lived until he moved to Ross Manor in Dillsboro. At Ross Manor he received great care, and made many friends. He worked at Seagram’s Distillery, retiring after over 33 years. Prior to that, John worked various jobs throughout his life, such as, at his father’s shoe store “Neff’s Shoe Store, and did many home improvement jobs, like painting houses and other repairs.He was a member of Moores Hill Church of Christ. John loved to hunt and fish. He was an animal lover. He also loved to joke and pull pranks on anyone that he could, just like his dad. John loved to spend time with his family, especially with his grandchildren. He will be sadly missed by family and friends.Surviving are his wife, Roberta “Bert” Neff of Aurora, IN; siblings, Jane (Gene) Fahey, Danny (Janice) Neff, and David (Judy) Neff; children, Sheila Maybrier, Danny (Michelle) Seaver, Paul Fix, Lisa Neff, Kevin Fix, Johnny (Anita) Neff, Teresa (Bob) Sharp, Tony Neff, and Bridget Neff.He was preceded in death by Father, Frank Neff, Mother, Dorothy (Bennett) Neff, and children, Butch Seaver and Mike Fix.Friends will be received Thursday, December 7, 2017, 11:30 am – 2:30 pm at the Rullman Hunger Funeral Home, 219 Mechanic Street, Aurora, Indiana.Services will be held at the Funeral Home, Thursday at 2:30 pm, following visitation, with Pastor Tito Pel, officiating.Interment will follow in the River View Cemetery, Aurora, Indiana. Contributions may be made to PAWS. If unable to attend services, please call the funeral home office at (812) 926-1450 and we will notify the family of your donation with a card.Visit: www.rullmans.comlast_img read more

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Franklin County location selected for Duke Energy ‘Site Readiness Program’

first_imgSt. Leon, In. — Duke Energy has selected six Indiana locations to participate in the company’s 2018 Site Readiness Program, including one in Franklin County. Proposed developments are set to be released later this year.The locations include:An 80-acre site along State Road 1 near the Interstate 74 interchange at St. Leon (Franklin County)A 66-acre site near Creek Way and 106th Street in Zionsville (Boone County)A 175-acre site in the River Ridge Commerce Center in Jeffersonville (Clark County)A 200-acre site at the Indianapolis Metropolitan Airport in Fishers (Hamilton County)A 143-acre site along East County Road 400 South near the interchange of State Road 3 and Interstate 70 (Henry County)A 500-acre site inside the Vermillion Rise Mega Park (Vermillion County)The Site Readiness Program identifies, evaluates and improves sites in the company’s service territory for potential industrial development.“Duke Energy is honored to select these communities for participation in the 2018 Site Readiness Program,” said Erin Schneider, director of economic development for Duke Energy Indiana. “We are eager to contribute resources to help promote economic development, jobs and quality of life for these regions.”A national site consulting firm will evaluate five of the six sites, while Banning Engineering will produce conceptual drawings and site plans.The Franklin County site will participate in a first-time Site Readiness Light Program, which includes the same treatment as the other five sites, but without the evaluation from McCallum Sweeney Consulting. This will then qualify the site to participate in the full Site Readiness Program as early as next year.Duke Energy will present its findings for each site – including a detailed report and conceptual drawings – to city and county officials when the studies are completed later this year. Economic development organizations in each location will also receive a check for $10,000 from Duke Energy to help implement the recommendations.After each site’s state of readiness has advanced, Duke Energy’s business development team will strategically market those sites nationwide to companies looking to expand or relocate their operations.Ideal properties for Duke Energy’s Site Readiness Program are typically 40 acres or larger, served by the utility, or a vacant industrial building of at least 20,000 square feet identified to support renewed industrial growth and sustainable development in a community.Duke Energy Indiana’s overall economic development program has been consistently named by Site Selection magazine as one of the nation’s “Top 10 Utility Economic Development Programs.” Since 2008, the company has participated in the creation of nearly 20,000 jobs with a total capital investment of approximately $4.5 billion.For more information about economic development efforts by Duke Energy click here.last_img read more

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